Loystar uRewards® Card
Earn 5% Cashback on Every Purchase.
With no annual fee. Check if you’re pre-approved with no risk to your credit score.
Smart Shopping Rewards: Cash Back on Everything, Every Time!
5% Cashback
each time you exceed NGN10,000
2% Cashback
on our curated fashion picks
1% Cashback
on all accessories you add to your cart
CredPal® Loystar uRewards® Card
Start earning cash back on your purchases from day one upon approval.
Check your eligibility
Zero impact on your credit score.
Refer to the Terms & Conditions below. By clicking “Apply now,” you acknowledge
and agree to CredPal’s Privacy Policy and Terms of Use.
Introductory Offer
Earn 5% cash back for the first 12 months when you
use CredPal Pay – the quick and secure way to pay with
your phone.
Get the most from your rewards
Cash Reward
Apply rewards as a
credit on your statement
for added savings
Discounts On Partner Services
Unlock special discounts
or offers from our
partner brands and
services.
Purchase Power
Redeem rewards
instantly during
checkout
Flexible Redemption Options
Tailor your redemption to
suit your preferences
and lifestyle.
Redeem For Merchandise
Choose from a variety of
products available.
Exclusive Events
Gain access to
members-only events
and experiences as a
token of appreciation
Enhanced Travel
Enjoy exclusive travel
perks, upgrades, and
access to airport
lounges.
Special Promotions
Take advantage of
limited-time promotions
and bonus reward
opportunities
Discover Our Cardholder Perks
Security Alerts
Receive instant notifications via text, email, and phone for potential account irregularities.
Zero Fraud Liability
Enjoy peace of mind—no responsibility for unauthorized charges if your card is lost or stolen
CredPal Mobile App
Conveniently manage your account, pay bills, view balances, and track transactions on the go.
Card Lock
Easily secure your card with a simple tap in case of misplacement, loss, or theft.
Prefer an exclusive rewards credit card for purchases?
Secure the Loystar uRewards Card for exclusive benefits, including 5% cash back for the first 12 months using CredPal Pay.
Apply via CredPal. Refer to the Loystar uRewards Card Terms and Conditions below.
By clicking “Apply now,” you agree to CredPal’s Privacy Policy and Terms of Use.